What it costs, and what that buys
Three tiers, separated by the size of the mandate and how many desks it touches. Third-party costs are passed through at actual and listed separately, never absorbed into a headline rate.
Core
A first diversified portfolio, built and left to compound.
[PLACEHOLDER: X%]
a year on assets managed, billed quarterly
Minimum[PLACEHOLDER: ₹X lakh]
- Written allocation across equity, debt, gold and cash
- Semi-annual rebalancing, plus a drift-threshold trigger
- Quarterly written review
- Annual tax statement for your return
- Crypto and short-term trading desks
- Dedicated relationship manager
Most mandates
Multi-desk
A core portfolio with a capped satellite allocation to crypto or short-term trading.
[PLACEHOLDER: X%]
a year on assets managed, plus a performance fee above a hurdle
Minimum[PLACEHOLDER: ₹X lakh]
- Everything in Core
- Access to the crypto trading and scalping desks, capped by your mandate
- Monthly performance statement
- Named relationship manager
- Gold routed through whichever wrapper suits your horizon
Private
Larger mandates needing bespoke structuring and reporting.
Negotiated
agreed in the mandate before any capital is deployed
Minimum[PLACEHOLDER: ₹X crore]
- Everything in Multi-desk
- Bespoke mandate and risk limits
- Direct access to the desk heads
- Consolidated reporting across external holdings
- Mining capacity allocation where suitable
The rest of the cost
- What else do you charge?
- Management fees are the only fee PortfolioHub charges directly. Brokerage, exchange transaction charges, STT, GST, stamp duty, custody and, for gold, making charges are third-party costs passed through at actual and itemised on your statement. [PLACEHOLDER: confirm this matches your actual billing practice.]
- How is the performance fee calculated?
- [PLACEHOLDER: State the hurdle rate, whether a high-water mark applies, and the calculation period. If there is no performance fee, delete this entry rather than leaving it vague.]
- Can I leave?
- [PLACEHOLDER: State the notice period, the exit process, and any exit load. Under SEBI rules for regulated portfolio managers, exit loads are capped and must be disclosed — confirm what applies to you.]
- What happens in a bad year?
- Management fees are charged on assets under management, so they fall when your portfolio falls, but they are still charged. You pay for the mandate being run, not for it producing a gain.